The Ideal Temperature for Keeping Your Home in Good Condition
Did you know that setting the temperature in your home too low could prevent you from claiming on your home insurance?
Many home insurers now include a thermostat clause in their contracts. This clause could now allow home insurers to reject a claim should the temperature in your home be lower than the one specified on your insurance documents.
Some insurance companies also insist that the thermostat needs to be set to at least 12°C if you're away from home for more than a few days. This is in order for insurance companies to consider paying out in the event of a claim.
Sadly, this is not the only problem with having the temperature set too low.
Say, for example, if the temperature inside the property is set lower than 15°C, you could end up producing a lot of condensation, which will lead to dampness and mould.
Damp and mould are nothing to joke about, as both will cause extensive damage to your property if not taken care of.
In some cases, damp problems can cost a whopping 5000 pounds to fix, whereas black mould removal can often cost around 100 pounds per room.
With this in mind, decreasing the temperature on your thermostat could cut your heating bills quite significantly, but you may end up paying out more on damp and mould repairs.
To counteract this, you can keep your thermostat set at the recommended temperature, which can lower your heating bills while avoiding any risk of damage to your home without making yourself uncomfortable.