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Buy now, pay later interest freeTradesman Insurance for Plumbers
As a plumbing contractor or technician, you face a unique set of risks on a daily basis.
From accidental damage to property to liability claims arising from your services, the potential for a claim is significant. To safeguard your plumbing business and ensure its continuity, you need the right insurance coverage.
At City Plumbing Insurance Services, we provide tailored plumbers insurance policies that address the specific risks faced by plumbing businesses.
Key Coverage for Plumbers:
Plumbers Public Liability Insurance
One of the most important components of plumbers' insurance is public liability coverage. This coverage protects you against claims made by third parties claiming personal injury or property damage caused by your plumbing activities.
Should a customer suffer an injury because of a plumbing issue, or if your work causes damage to a customer's property, public liability insurance helps cover the costs of legal fees and compensation payments.
Plumbing Business Employers Liability Insurance
As an owner of a plumbing business, it is crucial to comply with legal requirements by having Employers’ Liability insurance in place.
This protection is necessary even if you have part-time or casual workers. Employers’ Liability insurance safeguards your business in the event that a worker makes a claim, asserting they have suffered an injury due to their work with your company.
Prioritise the well-being of your employees and the security of your business by ensuring you have the necessary coverage in place.
Plumbers Tool Insurance
Enjoy the freedom of selecting coverage that provides security in case your tools are lost or damaged.
You can opt to insure your tools at all times or only during working hours. Moreover, our policies can cover tools that are left overnight in a vehicle, provided that the vehicle is securely parked, and the tools are not visible from outside.
When it comes to tool cover, there are a range of options – please see our full terms and conditions for details.
Professional Indemnity Insurance
As a skilled plumber, you often provide valuable advice to customers regarding their plumbing requirements. However, there is potential liability when someone claims that you have provided incorrect professional services, advice, or designs while you are considered the 'expert on site'.
Fortunately, our insurance policies can cover you in the event of a claim that is made during the Period of Insurance, ensuring your protection in such situations.
Plumbers Contract Works Insurance
Pays for the costs to repair or redo work that is in progress that suffers from damage covered by this policy, such as fire, theft or flood.
It’s particularly important for plumbing contractors working on larger projects and new build sites where work in progress can be delayed and therefore vulnerable.
Goods In Transit
Having stock, tools and product shipped directly to the site means there’s always a risk of it being damaged or stolen while in transit. Frustrating and potentially creating delays, there’s an associated cost for replacement, too.
Goods In Transit Insurance pays if your goods are damaged while in transit, anywhere within the UK.
This content has been created for general information purposes and should not be taken as advice. Make sure you have the right level of insurance by checking your policy documentation for details along with full terms and conditions at the time of quotation.
Why Protect your Business with City Plumbing Insurance Services:
Spread the cost of payments with no interest fees (where available)
No admin fees charged for changing details of cover during the policy period
Flexible cover – you can choose the indemnity limits and a range of optional covers
Add additional trades to ensure you’re covered for your full range of activities.
Online Convenience with City Plumbing Insurance Services
At City Plumbing Insurance Services, we have streamlined the process of purchasing your Plumbers’ Insurance Policy online, saving you valuable time and unnecessary hassle. Once you have successfully secured your policy, you will have the convenience of accessing your policy documents anytime, anywhere through our user-friendly website.
We understand that your insurance needs may evolve throughout the year, which is why we offer the flexibility to make necessary changes to your policy. Whether you need to adjust the indemnity limit for Public Liability or want to add tools cover, managing your insurance has never been easier or more convenient.
Don't delay until it's too late. Protect yourself, your business, and your future by choosing City Plumbing Insurance Services Tradesman Insurance Policy. Take action and purchase your coverage today, ensuring peace of mind.
How to Make a Claim
Markel Policy
If you want to make a claim under this policy (excluding the legal expenses section of cover), contact us by;
- Writing to our claims team at Markel (UK) Limited, Verity House, 6 Canal Wharf, Leeds LS11 5AS
- Emailing our claims team - claimsuk@markel.com
and quote your policy number and the name of the policyholder. If you wish to discuss a claim please phone 0345 355 2277.
How to make a claim under the legal expenses section of cover
Contact us by phoning our advice line on 0333 2342 046
Kingsbridge / Admiral Policy
Should you receive notification of a claim or feel that you may have a claim against the policy then you should contact Kingsbridge Contractor Insurance immediately:
- Telephone: 01242 802531
- Email: claims@kingsbridge.co.uk
The basis of cover for each section is different, and to ensure you are entitled to indemnity you must not delay notification.
Failure to notify a possible claim could invalidate your entitlement to indemnity and leave you exposed to financial loss.
You should not make any admission of liability at any time as this could prejudice the Insurer’s position.
Want to find out about another trade insurance?
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City Plumbing Insurance Services is a trading style of JM Glendinning (Insurance Brokers) Limited which is authorised and regulated by the Financial Conduct Authority (FRN 116687). JM Glendinning (Insurance Brokers) Limited is registered in England & Wales (company no. 1079593) at Elmwood House, Ghyll Royd, Guiseley, Leeds, LS20 9LT.
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